thegoldenhoop.com

Cheap Motor Insurance Quotes And Getting Married

There are very many things that will put you in a better position to get very cheap motor car insurance quotes. Some of them are quite very obvious and popular, others aren’t so. However, they all do play a part in making your rates either high or low. Let’s talk about one of the less obvious ones: Marriage…

Marriage has a serious impact on most people’s rates for making reasons. If, for example, you’re an under 25 driver, then you definitely know that there’s already a bias against you. This results in higher rates. Insurers believe that you are generally less stable and more prone to recklessness.

At the same time, they believe that marriage has a sobering effect on most young people(Here, I believe they are right). So what happens once a young person gets married? He/she falls into a different profile. This really affects male drivers a lot more than the female ones because of the very high rates under-25 young male drivers are compelled to pay.

So if you are a guy and get married, expect a reduction in your rates (Perhaps there’s a conspiracy to force you to give up your “freedom” but whatever it is, they give you lower rates once you get married).

Another way marriage can help you get better positioned for discount auto insurance quotes is taking advantage of your spouse’s better profile. All you’d have to do in such a case is have the cars registered in the name of the spouse that gets the better rate and then have the other as a secondary driver.

Now, this advice might NOT hold for some of you, modern folks, due to the high mobility (another way to describe divorce) of such marriages. But for those who know they won’t have issues with “his and hers”, this might be a great strategy.

Comments are closed.